Tattoo, Permanent Cosmetic & Body Piercing Business Insurance
If you’re in the tattoo or body piercing business, you help people every day express themselves through your masterful art. Beyond helping people feel beautiful and expressed, you run a business. This can include dealing with employees, purchasing product, and allowing people into your business or home. All of these things have unique risks that are only associated with your industry.
Why you need specialized business insurance?
- Liability Exposures
- Employee Exposures
- Property Insurance
- Inventory Insurance
Most tattoo and body piercing businesses have a Business Owners Insurance Policy. This policy will help protect them from a wide variety of claims and risk associated with running their business.
Other coverages can include:
Business Liability: This coverage helps protect your business from claims and lawsuits alleging injury or property damage that occurred as a result of your business operations such as slip & fall claims or property damage such as a ruined purse from hair coloring. This coverage can also include libel & slander claims.
Business Property: Insurance protection for the place where you run your business. This coverage protects your equipment, tools, computers and furniture from damage, theft and more.
Business Income: Helps cover the loss of income if your business is unable to operate because of other covered property damages.
Coverage for Communicable & Infection Diseases: Because of the nature of your business, you need to protect your business from liability exposure if you or an employee spreads disease during the course of business.
These examples are illustrative only. In the event of a claim, coverage will be determined based on the facts and circumstances of the filed claim, and the actual policy terms and conditions.
While you focus on making people feel themselves, let our agency protect your business with a great insurance policy tailored to your tattoo or body piercing shop.. As an Independent Insurance Agent, we represent the top insurance companies. We can get your business an insurance quote and ensure you’re covered.